Loans with short, medium or long tenors, secured by receivables. Daycoval’s working-capital loans are tailored to the need of businesses that are planning new investments or require medium-term capital. Terms and conditions are flexible enough to match the customer’s cash flow. Options include Plano 12, with up to 12 installments and a 90-day grace period.

Loans for clients or enterprise’s suppliers

A business with a secured overdraft can make withdrawals from a checking account without sufficient funds up to a predetermined credit limit, transferring responsibility for sales ledger management and debt collection to the Bank. Suitable for firms that need to engage in frequent cash transactions, and for sporadic cash coverage needs.

Immediate credit in real time. For emergencies with no guaranteed receivables.

Daycoval offers a service of advancing receivables as checks and trade notes from commercial operations.

With this service, Daycoval guarantees the responsibilities your company has assumed by providing a Letter of Guarantee.

Banco Daycoval examines your company´s collateral in a personalized way with flexibility in its operations.

• Advance on Receivables – Credit cards
• Advance on Receivables – Public Sector
• Advance on Contracts
• Mortgage Portfolio
• Loans linked to Sales of Vehicles and Homes